Bonds bring Safety Stability & Diversification to your Portfolio.
Fixed income, bonds, and CDs
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Fixed income is an investment approach focused on preservation of capital and income. It typically includes investments like government and corporate bonds, CDs and money market funds. Fixed income can offer a steady stream of income with less risk than stocks.Whether you’re looking for income, diversification, tax efficiencies, or protection from stock market volatility, bonds, CDs, and other fixed income investments can play an important role in any portfolio.
A corporate bond is a debt obligation issued by a business to raise money. Corporate bond buyers are lending money to the company, while the company has a legal obligation to pay interest as agreed to bondholders. When a corporate bond matures, or reaches the end of the term, the company repays the bondholder.
Corporate Bonds yields are much higher than Government securities aiding higher income generation opportunities. The Corporate Bond market stands at approximately ₹36 lakh crores (as of Jun’ 21) and has grown at a CAGR of 15% over the past 10 years. This provides ample depth and choice of investment opportunities within this asset class.
Short Term Bonds
We diligently work with host of Fixed Income /Debt Market participants to bring to you a curated list of high grade short term parking/deployment options with the ultimate objective of generating better value for you savings, corporate treasuries and UHNI investors prefer to park their capital in such bonds.
Long Term Bonds
Investing in Long bonds can be a good option to earn fixed return with your capital while reducing the risk of capital losses. This is especially important as equity markets tend to have fair bit of volatility diversification into bonds can help you preserve capital.When it comes to earning the highest yields, corporate bonds often come out ahead of GSEC’s and fixed deposits.
Market Linked Debetures
MLDs are structured products. Structured products are more complex than traditional fixed income investments and debt mutual funds. You should understand the product before investing.You should clearly understand the different pay-off conditions and analyze different scenarios. You should assess what the worst case scenario is, the likelihood of the worst case scenario actually occurring and the risk-return trade-off before investing.
Here’s How It Works
Initial Discussion
We give you more clarity on how exactly we can help you and understand you and your financial goals better.
Plan Formulation
We assimilate the information provided by you through a data collection docket to create a personalised financial plan.
Plan Presentation
We give you a detailed explanation of your plan and answer any queries or doubts you may have.
Implementation
Implementing the plan and making adjustments and changes as and when necessary.
Maintenance & Review
We monitor your portfolio and provide insightful monthly, quarterly, and annual reports about the things that really matter.
Designing an optimal investment strategy to help manage your wealth.